The Securities and Exchange Commission (SEC) is considering imposing a $770 million penalty on Ripple for the illegal sales of XRP to institutional investors. However, there are talks of a possible settlement between Ripple and the SEC. Settlement terms that prevent the SEC from appealing would be beneficial for XRP and the broader market. Meanwhile, Ripple’s XRP Ledger is making progress in the digital asset space, with the launch of XRP Healthcare, a blockchain-based healthcare platform. The platform aims to transform healthcare services and has a roadmap that includes an IPO or acquisition in 2027. The article also discusses the technical analysis of XRP’s price, indicating potential resistance and support levels.

AI Sentiment: Neutral